There’s something magical about fall baking, and nothing captures that cozy feeling better than pumpkin cream cheese muffins. These bakery-style muffins combine the warm flavors of spiced pumpkin with a creamy cheesecake filling and a sweet crumb topping that’s irresistible. Whether you’re baking for a fall breakfast, an afternoon coffee treat, or a holiday gathering, these muffins deliver the perfect balance of flavor and texture. If you love desserts like Pumpkin Cream Cheese Bread, then this muffin version will quickly become one of your go-to recipes for the season.

Table of Contents
Table of Contents
Why You’ll Love Pumpkin Cream Cheese Muffins
The Perfect Fall Treat
Pumpkin season always brings excitement, and these pumpkin cream cheese muffins take the spotlight among fall desserts. They’re rich with cinnamon, nutmeg, and pumpkin spice, making them the ideal companion to a hot latte or cup of cider. Unlike plain muffins, these are layered with a creamy cheesecake center and topped with a buttery crumb that creates both flavor and crunch in every bite. Think of them as a hybrid between a muffin and cheesecake, without the fuss of a water bath or springform pan. If you’re a fan of Pumpkin Chocolate Chip Muffins, you’ll appreciate this twist with an indulgent cream cheese surprise.
A Bakery-Style Muffin at Home
One of the best parts of making pumpkin cream cheese muffins is how professional they look and taste. The trick to getting that bakery-style tall dome is starting with a higher oven temperature, then lowering it so the centers bake through. This method gives your muffins a golden crown while keeping the inside soft and moist. The tangy cream cheese filling balances the sweetness of the pumpkin batter, while the crumb topping adds just the right amount of texture. It’s a combination that feels straight from a coffee shop display case—but you made it yourself at home.
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Pumpkin Cream Cheese Muffins: A Cozy Fall Favorite
Bakery-style pumpkin cream cheese muffins with a creamy cheesecake center and crumb topping. Perfect fall treat!
- Total Time: 37 minutes
- Yield: 12 muffins 1x
Ingredients
Crumb Topping
1/3 cup packed brown sugar
1 tsp ground cinnamon
1/4 cup unsalted butter, melted
2/3 cup all-purpose flour
Pumpkin Muffins
1 3/4 cups all-purpose flour
1 tsp baking powder
1 tsp baking soda
1/2 tsp salt
2 tsp ground cinnamon
1 tsp pumpkin pie spice
1/2 cup brown sugar
1/2 cup granulated sugar
2 large eggs
1 cup canned pumpkin puree
1/2 cup vegetable oil
1/3 cup milk
1 tsp vanilla extract
Cream Cheese Filling
6 oz cream cheese
1 egg yolk
1/2 tsp vanilla extract
3 Tbsp granulated sugar
Instructions
1. Preheat oven to 425°F and prepare muffin pan with liners.
2. Make crumb topping by mixing sugar, cinnamon, butter, and flour.
3. Prepare pumpkin batter by whisking dry ingredients, then combining with wet ingredients.
4. Make cream cheese filling by mixing cream cheese, sugar, vanilla, and egg yolk.
5. Layer batter, cream cheese filling, and crumb topping in muffin cups.
6. Bake 5 minutes at 425°F, then reduce to 350°F and bake 15-17 minutes.
7. Cool muffins for at least 10 minutes before serving.
Notes
Store muffins in the refrigerator for up to 1 week.
Freeze for up to 3 months.
Warm before serving for best texture.
- Prep Time: 15 minutes
- Cook Time: 22 minutes
- Category: Dessert
- Method: Baking
- Cuisine: American
- Diet: Vegetarian
Nutrition
- Serving Size: 1 muffin
- Calories: 280
- Sugar: 20 g
- Sodium: 200 mg
- Fat: 14 g
- Saturated Fat: 6 g
- Unsaturated Fat: 7 g
- Trans Fat: 0 g
- Carbohydrates: 34 g
- Fiber: 1 g
- Protein: 4 g
- Cholesterol: 45 mg
Ingredients and How They Work Together
Breaking Down the Muffin Layers

Pumpkin cream cheese muffins stand out because each layer has a purpose. The crumb topping is buttery and sweet, giving every bite a slight crunch. The pumpkin muffin batter is moist and full of warm spices like cinnamon and pumpkin pie spice. And of course, the cream cheese filling adds a tangy richness that makes these muffins taste like a cross between a cheesecake and a pumpkin pie. Unlike simpler bakes, these muffins deliver multiple textures in one bite, which is why they’re so satisfying. If you enjoy creamy pumpkin desserts like No Bake Pumpkin Cheesecake Balls, you’ll love the similar flavor combination in this muffin recipe.
Ingredient Notes & Substitutions
The key to success is using the right ingredients. Make sure you use canned pumpkin puree, not pumpkin pie filling. The puree keeps the muffins naturally moist without adding extra sugar or spices. Vegetable oil provides a tender crumb, though melted coconut oil works if you want a hint of tropical flavor. For a lighter version, substitute half the oil with unsweetened applesauce. Milk keeps the batter smooth, but any dairy-free option, such as almond or oat milk, works just as well. And if you’re baking for a vegan household, try swapping in flax “eggs” and dairy-free cream cheese for a plant-based version, similar to the approach used in Vegan Pumpkin Bread.
The spices are equally important—cinnamon, nutmeg, and cloves build that classic pumpkin flavor. The cream cheese should be softened before mixing so it blends into a silky filling. When everything comes together, you’ll have a perfectly spiced muffin with a creamy swirl in the middle and a crumb topping that melts in your mouth.
Step-by-Step Instructions for Success
Building the Layers Correctly
Making pumpkin cream cheese muffins is all about the order of steps. First, prepare the crumb topping so it’s ready to sprinkle once the batter is in the pan. Mixing brown sugar, cinnamon, melted butter, and flour gives you the classic crumb texture. Next, whip up the pumpkin muffin batter by whisking together the dry ingredients and combining them with the wet mixture of eggs, pumpkin puree, oil, milk, and vanilla. Be sure not to overmix, or the muffins can turn dense instead of light and fluffy. If you’ve baked recipes like Snickerdoodle Pumpkin Bread, you’ll recognize the importance of balancing spice and sweetness in the batter.
Once the batter is ready, prepare the cheesecake filling. Beat softened cream cheese with sugar, vanilla, and an egg yolk until creamy and smooth. To layer, start with a spoonful of pumpkin batter in each muffin cup, followed by a dollop of cream cheese filling, and then top with more pumpkin batter until the liners are full. Don’t worry if some cream cheese peeks through—it bakes beautifully and creates a bakery-style look. Finally, press the crumb topping into the batter so it stays put during baking.
Baking for the Perfect Muffin Tops
The secret to tall, domed pumpkin cream cheese muffins is starting with a hot oven. Bake at 425°F for the first 5 minutes, then reduce the temperature to 350°F for the rest of the time. This trick lifts the muffin tops quickly while allowing the centers to bake evenly. In about 20–22 minutes total, you’ll have golden muffins with creamy centers and crunchy tops. After cooling, they’re perfect on their own, but they also pair wonderfully with coffee or tea. If you’ve enjoyed baked goods like Sourdough Pumpkin Muffins, you’ll notice how these cream cheese muffins bring a richer, dessert-like twist.
Storage Tips, Variations, and Serving Ideas
How to Store Pumpkin Cream Cheese Muffins

Pumpkin cream cheese muffins stay moist for days, thanks to the pumpkin puree and cream cheese filling. For best results, store them in an airtight container in the refrigerator for up to a week. If you prefer them warm, pop one in the microwave for about 15 seconds to revive the fresh-baked texture. These muffins also freeze beautifully—just wrap each one tightly in plastic wrap, then store in a freezer-safe bag for up to three months. Thaw overnight in the fridge or reheat gently before serving. If you’re planning ahead for holidays, freezing a batch ensures you’ll always have a festive treat ready, much like preparing Pumpkin Pecan Cobbler in advance for gatherings.
Fun Variations and Ways to Serve
The beauty of pumpkin cream cheese muffins is how customizable they are. For a richer bite, fold chocolate chips into the batter before baking. If you want more crunch, sprinkle chopped pecans or walnuts over the crumb topping. A swirl of caramel or maple glaze can also elevate them into a show-stopping dessert. For a lighter twist, swap part of the oil for applesauce, though keep in mind it may make the muffins a little denser.
When it comes to serving, they shine on a fall breakfast table, alongside savory dishes like Asparagus with Zucchini and Squash. They also make a cozy afternoon snack with tea or coffee. If you’re hosting, arrange them on a tiered platter with other fall desserts for a bakery-style display. However you serve them, these muffins always deliver the perfect mix of spice, creaminess, and crunch.
Frequently Asked Questions About Pumpkin Cream Cheese Muffins
Is the pumpkin cream cheese muffin good?
Absolutely! The combination of moist pumpkin spice batter, tangy cream cheese filling, and buttery crumb topping makes these muffins taste like a mix between cheesecake and pumpkin bread. They’re one of the most requested fall treats in many households.
Can I mix pumpkin puree with cream cheese?
Yes, you can. In this recipe, cream cheese stays separate as a filling, but blending a little pumpkin puree with cream cheese creates a softer, pumpkin-flavored swirl. It’s a fun variation if you want extra pumpkin flavor in every layer.
How to make pumpkin bread with cream cheese just like Joanna Gaines?
The concept is similar—you layer pumpkin batter with a sweetened cream cheese mixture. The main difference is texture: pumpkin bread is denser and sliced, while pumpkin cream cheese muffins are lighter, portioned individually, and topped with crumb for added crunch.
Do pumpkin cream cheese muffins need to be refrigerated?
Yes, because of the cream cheese filling, they should be stored in the fridge once cooled. They’ll stay fresh for about a week, or you can freeze them for longer storage. Just warm them slightly before serving to bring back that fresh-baked taste.
Conclusion
Pumpkin cream cheese muffins bring together everything you love about fall—warm spices, creamy filling, and a crumbly topping. They’re easy enough for a weekday bake but impressive enough for holiday gatherings. Whether you enjoy them fresh out of the oven, saved in the freezer for later, or as part of a festive breakfast spread, these muffins are the kind of recipe you’ll want to return to year after year.
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